10b5-1 plan proceeds calculator
Per-quarter after-tax cash on a scheduled 10b5-1 trading plan.
10b5-1 plan proceeds
Project per-quarter after-tax cash flow from a Rule 10b5-1 sale plan. Assumes long-term treatment on RSU shares held 12+ months past vest.
Assumes LT capital gains treatment · plan must include ≥ 90-day cooling-off period under 2023 amendments · not a substitute for securities-lawyer review
How to read the result
A Rule 10b5-1 plan lets insiders trade on a pre-committed schedule without material non-public information. The 2023 amendments added a 90-day cooling-off period (120 days for officers and directors) between adoption and the first permitted trade.
This tool is educational. It uses 2025 single-filer federal brackets, a simplified state-tax model, and does not substitute for a CPA review of your specific facts. For a second set of eyes on a meaningful event, match with a fiduciary advisor who routinely works with equity compensation.
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Plan your next vesting event with confidence
Free PDF checklist. Quarterly tax-planning cadence for RSU holders, AMT tripwires for ISO exercises, and the 10b5-1 calendar our reviewers send clients.